Disaster Victims : Don't Be Ripped-Off by a Contractor

A guide for home owners needing repairs after a disaster:

• Find out as much as you can about the workers.
• Ask for proof that they are bonded or insured.
• Ask if they are licensed. Regulations vary, but plumbers and electricians must be tested to be licensed by the state.
• Ask if this particular job requires a permit. Most construction and home repairs of major significance require a permit from the county or city.
• Get a written estimate detailing the work to be done and setting a completion date.
• Ask for references. Get names and addresses, and consider checking examples of work they have done.
• Do not pay too much up-front. You should pay only a minimal amount, perhaps as much as one-fourth, to indicate good faith and ability to pay.
• Make sure you can contact them. Be wary if they can only give you a pager number, a cell phone number, or a post office box address.

AG warns against price gouging and scams